What is Ford Credit?

Ford Credit, the financial division of Ford Motor Company, provides flexible financing plans to meet the needs of Birmingham and Bessemer drivers. This guide from the team at Tuscaloosa Ford provides more details on what Ford credit is and how it can help you obtain financing for your next car loan or lease. Learn more about your options below, and feel free to contact us with any questions about Ford finance.

Buying vs. Leasing

With Ford Credit, you have the option to buy or lease. We’ll go into detail about the available plans for both options below:

Buying 

• Standard Purchase: This plan offers flexible payment terms and allows you to customize your vehicle anytime. Additionally, there are no mileage limitations or extra wear/use charges, and each payment you make builds equity, so your next Ford vehicle purchase will come at a lower price. New, used, and certified pre-owned vehicles all qualify for the Standard Purchase plan.
• Flex Buy: Opting for the Flex Buy program will award you a special payment plan with lower payments during the first few years. You must buy a new vehicle to qualify, and there is one term available. 

Leasing

• Red Carpet Lease: There are a variety of terms available to you in this plan and many benefits, such as seven available mileage options. An Advance Payment Program allows you to settle all your lease payments in one lump sum that will typically be less money than what the total of your monthly payments would have been. The Red Carpet Lease also provides a variety of lease-end opportunities. When your contract is up you can buy or lease a new Ford, purchase the leased vehicle at a previously determined price, or simply return the vehicle.

Benefits of Ford Credit

The Ford Credit program was designed with you in mind. They have helpful resources to get yourself up to speed if you’re new to the car buying process; you’ll be able to head to a dealership feeling confident and prepared to make the best decision for you. 

Not only that, but this program also offers personal assistance from their own Ford finance specialists, and they’re happy to work with you should you fall ill, have an accident, or require payment relief if you’ve become a victim of a natural disaster. 

Learn More About Ford Credit With Tuscaloosa Ford

Now that you know what Ford credit is, contact us online or visit our dealership near Centreville to discuss your Ford finance options in further detail. In the meantime, compare leasing vs. buying to determine which path is best for you.